The General® Car Insurance

Get a cheap car insurance quote fast.

Contact The General Insurance to learn more about the most affordable car insurance for your driving needs. Get started with a free, secure car insurance quote from The General insurance.

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The General car insurance quotes are commitment-free.

In just two minutes, we’ll give you a free, no-commitment car insurance quote. No need to speak with a representative — the whole process is easy, fast, and completely online.

We know you may need auto insurance now, so when you start your policy, you’ll receive immediate proof of insurance. There is no simpler way to purchase cheap insurance than with a hassle-free online quote from The General.

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Get a car insurance quote now.

If you’re looking for affordable car insurance quotes, you’ve come to the right place. Our prices are cheap, but our coverage gives you everything you need. We know you’re busy, and The General takes pride in giving online insurance quotes quickly. We give you the coverage you deserve at prices you can afford.

Heard enough? Get your free online car insurance quote now.

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The General auto insurance makes getting a quote easy.

We make it easy to get an auto insurance quote from The General and we don’t ask you to provide a lot of personal information. That’s right — not your name, phone number, or street address. You’ll receive an accurate car insurance quote without answering too many questions!

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There’s absolutely no commitment on your part once you receive the quote. You can save your auto insurance quote online on The General’s website at any point during the process. Shop around, do your research, and you can come back at any time once you’ve decided that The General is right for you. We’re always here!

Our car insurance quotes take 2 minutes or less.

Yes, all it takes is 120 seconds, and you could be on your way to saving money with The General, a car insurance company providing coverage in 47 states. We also work with trusted partners to provide car insurance for drivers visiting Mexico.

Other companies might offer you a cheap auto insurance quote. But they aren’t The General, a company with a strong track record of being there for customers in good and hard times. The General is more than a household name — we’re also a financially strong company with a solid reputation, helping insure those with less than perfect driving records, less than stellar credit, or lapses in coverage. We’ve been here since 1963, so you know can count us to be here when you need us most!

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Why choose The General for your car insurance needs?

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Dependable coverage

Millions know they can depend upon and trust The General. After you receive your free car insurance quote online, you’re one step closer to understanding how The General will be in your corner.

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Cheap rates

It’s okay if your driving history indicates a higher risk. The General is here for you. All of The General’s customers receive flexible payment plans and first-class customer service. We believe everyone deserves affordable rates and the best in care no matter what your history is.

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Mobile app

Our flexibility includes the ability to pay it your way, via credit card, debit card, or even cash. You can even choose the date on which you make your payments. With our state-of-the-art mobile app, you can manage your car insurance anytime and anywhere.

Ready to Ride with the General™? Get your free auto insurance quote online right now and we’ll have you on the road and covered today.

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Don’t take our word for it. See what our customers are saying.

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Frequently Asked Questions

The General offers cheap car insurance because we provide affordable rates and discounts across the country. We offer affordable, or cheap, pricing for drivers regardless of driving history. Depending on your state, you can find discounts for homeowners, good students, military (Louisiana only), if you’ve had auto insurance with a previous company, and more.

Other insurance companies may be too far out of your budget if they consider you “high-risk.” But The General is able to provide cheap—affordable—car insurance no matter what your driving record looks like.

Getting a car insurance quote from The General is easy: You can get the quote at any time of the day or night, on the device you prefer and the schedule that works for you. There’s no reason to call a few insurance companies during work hours and answer the same list of questions. Instead, get several car insurance quotes at once in the privacy of your home and comparison shop. Aim for at least 3 quotes so you know your ballpark premium amount.

Car insurance quotes are estimates. It isn’t until you provide the specific information needed for your policy that you receive the exact premium amount. If the insurance company requests additional information, that information will provide a more accurate quote. Look for insurance companies that calculate your coverage needs automatically for greatest accuracy.

Not all car insurance companies are created equal. Some company that no one has ever heard of before may offer cheap auto insurance quotes online, but low costs are not proof that they’ll offer you the best benefits. The whole point of car insurance is having protection when you need it. Unlike other products, you never want to need your insurance, but it is there when an accident happens. You could end up paying years’ worth of premiums to an unknown company, then discover they aren’t there for you when you need them.

Look for an insurance quote from a well-known company with a long track record. The General is a good example, as we’ve been in business for nearly 60 years. We’re famous for providing even high-risk drivers with affordable car insurance coverage.

Any company that tries to charge potential customers for a car insurance quote is not going to get their business. That’s why car insurance quotes online are virtually always free. There is absolutely no obligation. The whole process is completely anonymous and short. You can receive a free, no-obligation quote in just 2 minutes or less. When you find a policy you really like, buy it online and obtain an insurance card in just minutes. There’s really no more efficient way to compare car insurance quotes and get yourself a policy immediately.

You’ll find the cheapest car insurance quotes online by comparing the rates of several insurance companies. However, you must know the best insurance quote for your particular needs. Often, you can only figure out which insurer truly offers the cheapest car insurance quote by digging into the details. Those details include the types of discounts for which you’re eligible, such as a good student or multi-policy discount.

Homeowners usually pay less in car insurance than renters, married people less than single individuals, and more education may equal lower premiums. Credit scores also play a crucial role. Some companies offer rates based on mileage, so if you don’t drive your car that much, you can save on premiums.

Until comparing quotes based on your particular details, you aren’t sure you are really getting the cheapest car insurance quote online. The criteria used by insurance companies for cheap car insurance quotes online boils down to who they think will file fewer claims.

Perhaps you’re concerned that obtaining several auto insurance quotes could end up causing problems with your credit score. Credit scores are one of the vital factors insurance companies use when determining premium costs, but don’t worry. Getting a car insurance quote does not affect your credit score.

That’s because a car insurance quote online does not work the way applying for a credit card does. When you apply for a credit card, the bank does a hard inquiry on your credit report. This can end up costing you several points on your credit score. When you get an insurance quote, the insurer opts for a soft inquiry, which has no effect on your score. That means you can “comparison shop” for cheap car insurance quotes without worrying about your credit score declining.

Receive a car insurance quote from The General by submitting your ZIP Code and some other information about any insurance exclusions, credit history, and liability. Insurance companies check your ZIP Code for the number of accidents in the area. If you live in a place with a high accident rate, usually urban locations, expect to pay more for auto insurance than someone living in a light traffic region. The younger you are, the more you can expect to pay in insurance premiums. The good news is that age-related premiums start coming down around 25, as long as your driving record stays clean.

You don’t need to submit any other personal information until you decide to buy the policy. When you decide to buy a car insurance policy, you will have to provide the company with your name, address, driver’s license number and vehicle registration. You must include the make, model, and year of your car, and how long you’ve owned it, along with your annual mileage and driving history. Always tell the truth about any traffic violations you’ve received, because the insurance company will find out, and it will affect your premiums. Some insurance companies will not accept you if you did not have at least 6 months of prior car insurance coverage, but that’s not the case with The General.

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PGAC© and companies have provided insurance for nearly 60 years.