The General® is pleased to offer insurance in West Virginia. From the Ohio River in the west to the Allegheny Mountains in the east, The General® has you covered all across the Mountain State. The General® offers low cost auto insurance even if you have violations on your driving record, have never been insured, let your policy lapse, or had your license suspended or revoked. No need to worry The General® has you covered.

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Mandatory Minimum Level of Coverage

West Virginia law requires that all registered vehicles be insured. The minimum amount of coverage required is:

Bodily Injury Liability

  • $25,000 for the death or injury of any one person, any one accident
  • $50,000 for all persons in any one accident

Property Damage

  • $25,000 for any one accident

Uninsured Motorist

Bodily Injury:

  • $25,000 for the death or injury of any one person, any one accident
  • $50,000 for all persons in any one accident

Property Damage:

  • $25,000 for any one accident

Frequently Asked Questions Regarding West Virginia Auto Insurance

What do I do if my driver’s license and registration are suspended?

If you are sent a notice of suspension, we suggest you obtain insurance immediately and forward proof to the division. To reinstate your vehicle registration, you must show proof of insurance and pay a reinstatement fee.

If your driver’s license is suspended, you are required to complete the suspension period. You may pay the reinstatement fee before the suspension period is complete and the division can set a date of reinstatement at that time.

What happens if I cancel my insurance?

You must submit the license plate to the Division and fill out a notice of insurance cancellation. The Owner’s Notice of Cancellation (WV-4C) may be brought in to any DMV location or mailed to the Division.

What happens if I fail to show proof of insurance?

If you fail to show proof of insurance, the registration of your vehicle will be suspended. The reinstatement fee is $100, plus proof of insurance. If the division sends a state police secure order on the plate, an additional fee of $50 will be assessed.

What if you’re currently driving without coverage?

The General® offers instant proof of insurance when you buy auto insurance online at our website.

Additional Resources

West Virginia Department of Insurance
West Virginia State Police
West Virginia Division of Motor Vehicles
The Official Website of the State of West Virginia