Vermont is known for snow skiing and maple syrup just as The General® is known for quick quotes and low down payments. The General® offers affordable car insurance in the Green Mountain State even if you have violations on your driving record, have never been insured, let your policy lapse, or had your license suspended or revoked.

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Below is some information that should help answer some of the more common questions we receive from our Vermont customers.

Vermont Mandatory Coverages

Vermont drivers must have liability insurance to help cover another driver’s expenses resulting from an accident for which you are at fault. The coverage minimums are:

  • Bodily Injury Liability: $25,000 per person and $50,000 per accident
  • Property Damage Liability: $10,000 per accident
  • Uninsured/Underinsured Motorist Bodily Injury: $50,000 per person and $100,000 per accident
  • Uninsured Motorist Property Damage: $10,000 per accident (with a $150 deductible)

Frequently Asked Questions Regarding Vermont Auto Insurance

What is Uninsured/Underinsured Motorist coverage?

Coverage which protects you and the people in your car in the event another driver hits you with no auto insurance or not enough insurance to cover the loss.

What is the difference between Comprehensive and Collision coverage?

Comprehensive coverage typically covers damage from fire, theft, explosion, glass breakage, animal collision and other incidents not covered by collision coverage. Collision is usually defined as colliding with another object or overturning.

The Department of Motor Vehicles has required me to file an SR-22. What is that?

SR22 is a document often required by a state’s Department of Motor Vehicles (DMV) proving that a driver is carrying the state’s required minimum amount of vehicle liability insurance.

SR22s are typically needed for a driver to reinstate their driving privileges after an offense such as a DUI conviction or uninsured auto accident. Drivers who do not own a vehicle but still wish to reinstate their driving privileges may need to provide a non-owner SR22 policy.


The General® offers instant proof of insurance when you buy auto insurance online at our website.

Additional Resources

Vermont Department of Financial Regulation
Vermont Department of Motor Vehicles
Vermont State Police
The Official Website of the State of Vermont