The General® is pleased to offer insurance in New Mexico. From Albuquerque to Las Cruces, The General® has you covered. The General® offers affordable insurance in the Land of Enchantment even if you have violations on your driving record, have never been insured, let your policy lapse, or had your license suspended or revoked. No need to worry The General® has you covered.

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Below is some information that should help answer some of the more common questions we receive from our New Mexico customers.

New Mexico Mandatory Coverages

New Mexico drivers must have liability insurance to help cover another driver’s expenses resulting from an accident for which you are at fault. The coverage minimums are:

  • Bodily Injury Liability: $25,000 per person and $50,000 per accident
  • Property Damage Liability: $10,000 per accident
  • Uninsured or Combined Uninsured/Underinsured Motorist Bodily Injury: $25,000 per person and $50,000 per accident
  • Uninsured or Combined Uninsured/Underinsured Motorist Property Damage: $10,000 per accident

Frequently Asked Questions Regarding New Mexico Auto Insurance

What is Uninsured/Underinsured Motorist coverage?

Coverage which protects you and the people in your car in the event another driver hits you with no auto insurance or not enough insurance to cover the loss.

What is the difference between Collision and Comprehensive coverage?

Comprehensive coverage typically covers damage from fire, theft, explosion, glass breakage, animal collision and other incidents not covered by collision coverage. Collision is usually defined as colliding with another object or overturning.

The General® offers instant proof of insurance when you buy auto insurance online at our website.

Additional Resources

New Mexico Department of Insurance
New Mexico Department of Motor Vehicles
New Mexico Department of Public Safety
The Official Website of the State of New Mexico