New Hampshire Auto Insurance Information
The General® is pleased to offer insurance in New Hampshire. Whether you are cruising through the White Mountains region or the scenic coast to Rye Harbor State Park, The General® has you covered. The General® offers low cost auto insurance in the Granite State even if you have violations on your driving record, have never been insured, let your policy lapse, or had your license suspended or revoked. The General® has you covered no matter your situation!
Below is some information that should help answer some of the more common questions we receive from our New Hampshire customers.
New Hampshire Insurance Requirements
New Hampshire residents are required to either purchase auto insurance or show independent proof of their financial responsibility (demonstrating that they have the present ability to cover personal injury damage or property damage). For drivers who decide to buy auto insurance, the following minimum coverage is required:
- Bodily Injury Liability: $25,000 per person and $50,000 per accident
- Property Damage Liability: $25,000 per accident
- Uninsured Motorist Coverage: $25,000 per person and $50,000 per accident
- Medical Payments: $1,000 per accident
Frequently Asked Questions Regarding New Hampshire Auto Insurance
What is Uninsured Motorist coverage?
Coverage which protects you and the people in your car in the event another driver hits you with no auto insurance.
What is the difference between Comprehensive and Collision coverage?
Comprehensive coverage typically covers damage from fire, theft, explosion, glass breakage, animal collision and other incidents not covered by collision coverage. Collision is usually defined as colliding with another object or overturning.
What is SR22 Insurance?
SR22 is a document often required by a state’s Department of Motor Vehicles (DMV) proving that a driver is carrying the state’s required minimum amount of vehicle liability insurance.
SR22s are typically needed for a driver to reinstate their driving privileges after an offense such as a DUI conviction or uninsured auto accident. Drivers who do not own a vehicle but still wish to reinstate their driving privileges may need to provide a non-owner SR22 policy.
The General® offers instant proof of insurance when you buy auto insurance online at our website.