The General® is pleased to provide auto insurance in Nebraska. Auto insurance is required in the Corhusker State and The General® is known for providing online auto insurance for less than the competition while offering low down payments and flexible payment plans.

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Below is some information that should help answer some of the more common questions we receive from our Nebraska customers.

Nebraska Mandatory Coverages

In the state of Nebraska, all motorists must carry minimum liability insurance in order to drive a motor vehicle on its roadways. Nebraska’s mandatory minimum liability auto insurance limits are $25,000/ $50,000/ $25,000. You are also required to carry UM/UIM motorist coverage of $25,000/ $50,000.

  • Bodily Injury Liability: $25,000 per person and $50,000 per accident
  • Property Damage Liability: $25,000 per accident
  • Uninsured/Underinsured Motorist Bodily Injury: $25,000 per person and $50,000 per accident

Frequently Asked Questions Regarding Nebraska Auto Insurance

What does Uninsured/Underinsured Motorist cover?

Uninsured/Underinsured Motorist pays you or your passengers for medical, rehabilitation, and funeral costs. It also pays settlements of lawsuits resulting from an accident caused by an uninsured, underinsured or hit-and-run motorist

What is SR22 Insurance?

SR22 is a document often required by a state’s Department of Motor Vehicles (DMV) proving that a driver is carrying the state’s required minimum amount of vehicle liability insurance.

SR22s are typically needed for a driver to reinstate their driving privileges after an offense such as a DUI conviction or uninsured auto accident. Drivers who do not own a vehicle but still wish to reinstate their driving privileges may need to provide a non-owner SR22 policy.

What are the consequences for driving without insurance in Nebraska?

If you are caught driving without insurance in the state of Nebraska, your license will be immediately suspended.

The General® offers instant proof of insurance when you buy auto insurance online at our website.

Additional Resources

Nebraska Department of Insurance
Nebraska Department of Roads
Nebraska State Patrol
The Official Website of the State of Nebraska