The General® is pleased to provide auto insurance in Mississippi. We offer low cost auto insurance online even if you have a less than perfect driving record, have never been insured before, let your policy lapse, or have had your license suspended or revoked.

We’ve provided some information below that we hope will be helpful in answering some of the more common questions we’ve received from our customers.

Mandatory Minimum Level of Coverage

The state of Mississippi has mandated that you carry at least $25,000 per person, $50,000 total per accident and $25,000 per accident for property damage liability insurance on any vehicle that you drive on Mississippi roads.

Bodily Injury Liability

  • $25,000 for the death or injury of any one person, any one accident
  • $50,000 for all persons in any one accident

Property Damage

  • $25,000 for any one accident

This basic coverage is often referred to as 25/50/25 coverage.

Frequently Asked Questions Regarding Mississippi Auto Insurance

What is considered proof of liability insurance coverage?

The best proof of liability insurance is the insurance card issued by the insurance company. The insurance cards contain the vehicle year model, vehicle make, vehicle identification number, name of the insured, the name of the insurance company, the insurance company NAIC number, the policy number, and the effective and expiration dates of the policy. Motorists must be sure that the insurance card carried within the vehicle is current.

Other acceptable documents to prove insurance include:

  • A temporary insurance card issued by the insurer.
  • A premium receipt or insurance binder issued by the motorist’s insurance agent.
  • The current declarations page of a liability insurance policy.
  • The actual liability insurance policy issued for the vehicle.

What is SR-22 Insurance?

SR-22 insurance is high risk insurance policy that can be used by a driver to prove to the state of Mississippi that they have adequate insurance coverage.

What if you’re currently driving without coverage?

Mississippi residents face stiff penalties―to the tune of a $1,000 fine and a year-long registration suspension (or, until they obtain and show proof of insurance). Subsequent offenses bring even harsher consequences.

The General® offers instant proof of insurance when you buy auto insurance online at our website.

Additional Resources

Mississippi Department of Insurance
Mississippi Department of Transportation
Mississippi Department of Public Safety
The Official Website of the State of Mississippi