The General® is pleased to provide auto insurance in Maine. Auto insurance is required in The Pine Tree State, and The General® is known for providing online auto insurance for less than the competition. The General offers low down payments, flexible payment plans and instant proof of insurance. So, before you go cruising the coast for your favorite lobster shack or sightseeing in Cape Elizabeth, check out what The General® has to offer by clicking on the link below.

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Below is some information that should help answer some of the more common questions we receive from our Maine customers.

Maine Mandatory Coverages

In the state of Maine, all motorists must carry minimum liability insurance in order to drive a motor vehicle on its roadways. Maine’s mandatory minimum liability auto insurance limits are $50,000/ $100,000/ $25,000. You are also required to carry Uninsured Motorist Coverage of $50,000/ $100,000 and Medical Payments Coverage of $2,000 per person.

  • Bodily Injury Liability: $50,000 per person and $100,000 per accident
  • Property Damage Liability: $25,000 per accident
  • Uninsured Motorist Coverage: $50,000 per person and $100,000 per accident
  • Medical Payments Coverage: $2,000 per person
  • Frequently Asked Questions Regarding Maine Auto Insurance

What does Uninsured Motorist cover?

Uninsured Motorist pays you or your passengers for medical, rehabilitation, and funeral costs. It also pays settlements of lawsuits resulting from an accident caused by an uninsured, underinsured or hit-and-run motorist

What is SR22 Insurance?

SR22 is a document often required by a state’s Department of Motor Vehicles (DMV) proving that a driver is carrying the state’s required minimum amount of vehicle liability insurance.

SR22s are typically needed for a driver to reinstate their driving privileges after an offense such as a DUI conviction or uninsured auto accident. Drivers who do not own a vehicle but still wish to reinstate their driving privileges may need to provide a non-owner SR22 policy.

What are the consequences for driving without insurance in Maine?

The consequences for driving without insurance can include suspension of your driver’s license and registration for up to 30 days along with fines up $500.

The General® offers instant proof of insurance when you buy auto insurance online at our website.

Additional Resources

Maine Department of Insurance
Maine Department of Transportation
Maine State Police
The Official Website of the State of Maine