The General® is pleased to provide auto insurance in Indiana.  We offer low cost auto insurance online even if you have a less than perfect driving record, have never been insured before, or have let your policy lapse, or have had your license suspended or revoked.

We’ve provided some information below that we hope will be helpful in answering some of the more common questions we’ve received from our customers.

Mandatory Minimum Level of Coverage

The State of Indiana follows a tort system.  This means that if someone is found to be at fault for causing an accident, then that person and their insurance company are responsible for the damages caused.  Indiana state law requires the following minimum limits of liability coverage:

Bodily Injury Liability

- $25,000 for the death or injury of any one person, any one accident
- $50,000 for all persons in any one accident

Property Damage

- $10,000 for any one accident
This basic coverage is often referred to as 25/50/10 coverage.

Frequently Asked Questions Regarding Indiana Auto Insurance

What is “Uninsured/Underinsured Motorist” coverage?

Under an auto policy, this is protection for the insured against bodily injury or property damage caused by the negligence of an uninsured or underinsured motorist.

Why is my Insurance I.D. Card Important?

Indiana law requires you to show your insurance I.D. card to any police officer who stops you for a traffic violation or safety check.  You should also take your card to court if you’re cited for a traffic ticket or have been in an accident.

What if you’re currently driving without coverage?

The General® offers instant proof of insurance when you buy auto insurance online at our website.

Additional Resources

Indiana Department of Insurance
Indiana Bureau of Motor Vehicles
The Official State of Indiana Website
Indiana Department of Transportation