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The General® is pleased to offer insurance in Delaware. From a beach cruise along the Atlantic coast to a scenic drive through the undeveloped countryside of Greenville The General® has you covered. The General® offers low cost auto insurance even if you have violations on your driving record,  never been insured, let your policy lapse, or had your license suspended or revoked. Visit our website now and get a quick quote from The General®.

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Below is some information that should help answer some of the more common questions we receive from our Delaware customers.

Delaware Mandatory Coverages

Delaware drivers must have liability insurance to help cover another driver’s expenses resulting from an accident for which you are at fault. The coverage minimums are:

  • Bodily Injury Liability: $25,000 per person and $50,000 per accident
  • Property Damage Liability: $10,000 per accident
  • Uninsured Motorist Coverage: $25,000 per person and $50,000 per accident * (May be rejected in writing)
  • Personal Injury Protection: $15,000 per person and $30,000 per accident

Frequently Asked Questions Regarding Delaware Auto Insurance

What is Uninsured/Underinsured Motorist cover?

Coverage which protects you and the people in your car in the event another driver hits you with inadequate insurance coverage or no auto insurance at all.

What is Personal Injury Protection (PIP) and who does it cover?

PIP is insurance coverage for medical and other expenses, such as wage loss and funeral expenses, which result from an auto accident, no matter who is at fault. The law requires you to have PIP coverage.
PIP covers the person who is named on the policy, household residents related by blood, marriage or adoption, and step- or foster children. It also covers non-family passengers and pedestrians involved in the accident.

What if you are currently driving without coverage?

Violators in Delaware driving without insurance coverage are subject to a fine of $1,500 for the first offense, $3,000 for subsequent offenses and a six-month suspension of driving privileges. In addition, the DMV audits vehicles for insurance compliance; failure to maintain proper insurance may result in fines and ultimately a suspended license.

The General® offers instant proof of insurance when you buy auto insurance online at our website.

Additional Resources

Delaware Department of Insurance
Delaware Division of Motor Vehicles
Delaware State Police
The Official Website of the State of Delaware