Alaska Auto Insurance Information
The General® is pleased to offer insurance in the “Land of the Midnight Sun”. From Juneau to Anchorage, The General® has you covered. The General® offers low cost auto insurance even if you have violations on your driving record, have never been insured, let your policy lapse, or had your license suspended or revoked. We have provided some helpful information for Alaska customers below.
Alaska Mandatory Coverages
Nonexempt vehicle owners must carry the legally required minimum amount of liability insurance. Alaska law provides you with protection from claims by others for damages that might arise out of an accident for which you are found to be legally responsible. The coverage minimums are:
Bodily Injury Liability: $50,000 per person and $100,000 per accident
Property Damage Liability: $25,000 per accident
Frequently Asked Questions Regarding Alaska Auto Insurance
What is SR22 Insurance?
SR22 is a document often required by a state’s Division of Motor Vehicles (DMV) proving that a driver is carrying the state’s required minimum amount of vehicle liability insurance.
SR22s are typically needed for a driver to reinstate their driving privileges after an offense such as a DUI conviction or uninsured auto accident. Drivers who do not own a vehicle but still wish to reinstate their driving privileges may need to provide a non-owner SR22 policy.
What does Uninsured Motorist cover?
Uninsured Motorist pays you or your passengers for medical, rehabilitation, and funeral costs. It also pays settlements of lawsuits resulting from an accident caused by an uninsured, underinsured or hit-and-run motorist.
What if you are currently driving without coverage?
Failure to have the proper insurance may result in a suspension of your driver’s license and the impoundment of your vehicle. Proof of vehicle liability insurance must be in the person’s possession at all times when driving a motor vehicle.
The General® offers instant proof of insurance when you buy auto insurance online at our website.