Car insurance with flexible payment options.

The General Car Insurance Homepage - Shaq and The General character smiling, waving.

Welcome back!
Let’s pick up where you left off.

The General® car insurance gives you a break when you need it most.

For 60 years, The General has made it our business to provide 5-star coverage – with great low rates, low down payments and flexible payment options to keep you covered.

Everyone is welcome here, even with less-than-perfect credit and driving records.

Icon - More than 1 million drivers insured The General Auto Insurance - icon - more than 1 million drivers insured

More than 1 million drivers insured

Icon - Fast, free quotes for quick coverage The General Insurance checkmark icon - Fast, free quotes for quick coverage

Get an auto insurance quote within 2 minutes or less

Icon - easy, quick claims process Icon - graphic for easy, quick claims process - The General Car Insurance Homepage.

Easy, quick claims process

What we offer

The General offers a variety of car insurance coverage options, including liability, collision, comprehensive, and full coverage. Call us, schedule a call, or chat with us today to find the coverage that’s right for you.

We earn our stars by always putting customers first.

The General listens to our customers, and we make their priorities, our priorities: affordable car insurance rates, great service, and a claims process that’s quick and easy. But don’t take our word for it.

The General Car Insurance customer testimonials - smiling faces of happy customers.

The General gave Shaq a break when he needed it most.

“Back in 1989, I couldn't afford insurance on my first car. But The General was there and gave me a break with a low rate.”

Shaquille O'Neal

Shaq is a customer of The General Insurance too - Shaq pointing and holding a basketball.
The General Auto Insurance icon - piggy bank - savings you'll love The General Insurance piggy bank animation - piggy bank savings Animation of piggy bank - savings you'll love at The General Insurance Piggy bank animation - The General Insurnance offers savings you'll love The General Insurance - piggy bank animation - piggy bank savings

Auto Insurance Savings You’ll Love

We know every penny matters - The General works hard to find you savings.

Discounts and savings vary by state and are subject to eligibility.

Icon - Multiple Vehicles The General Icon - Multiple vehicles - car graphic with the number 2

Multiple Vehicle Car Insurance

More cars may unlock more discounts

Icon - Safety Features The General Insurance icon - Shield with a checkmark - safety features

Safety Features

Many vehicles come equipped

Icon - Recent Insuance The General Insurance icon - ID cards graphic - showing recent insurance

Recent Auto Insurance

Any in the last 5 years could help you save

Our app makes it even easier.

Get your ID cards, pay bills, file claims, and get support — all from your phone.

Screenshot of a phone showing The General Car Insurance app Learn More About Our App

We have a history and track record you can trust.

60 years

of protecting drivers across the U.S.

A rated

by AM Best for financial stability,

3rd highest out of 13 ratings.

100+ agents

and representatives trained to assist you.

Frequently Asked Questions

We’re proud to say that The General is one of the best car insurance companies in the business. Don’t just take our word for it: Credit-rating agency AM Best gives these insurance companies an “A/Excellent” rating for financial stability, 3rd highest out of 13 ratings.

At The General, we provide auto insurance coverage even for the high-risk drivers that other insurance companies won’t insure. Many insurers do not cover drivers who found themselves without insurance for six months or more, but that’s not an issue at The General. We know that not everyone has perfect credit or an outstanding driving record, but they still need car insurance.

The General opened for business in 1963. We’ve grown enormously since then but still retain our core value of providing all drivers with affordable coverage.

Our nearly 60 years in business is important when you’re choosing car insurance. Our longtime customers know they can depend on The General auto insurance when an accident happens. The insurance industry relies on trust: Our customers must trust us to help them in what is sometimes among the most difficult times in their lives. Many of our clients are second-and third-generation, coming to us via recommendations from family and friends.

Through the years, we’ve invested in state-of-the-art technology. Our award-winning mobile app lets you make a payment, report a claim, and manage your policy anywhere, at any time. It’s just one example of how The General constantly upgrades our tech to offer the customer the best experience.

How much you’ll pay for car insurance depends on several factors, and no two people are alike. Get a free, no-obligation quote and find out what we can do for you. The General car insurance quote requires your ZIP Code, (which reveals your local accident rate), and other personal information such as your age, credit history, and family insurance exclusions.

If you decide to buy a policy after getting your online quote, we'll need the following for all drivers & vehicles in your household to give you a specific premium amount:

  • Name
  • Address
  • Driver’s license number
  • Vehicle identification number

If you like your quote—and you almost surely will—you can go ahead and buy your policy online. Choose your payment method and submit the application with a click or a touch. Just print out the insurance card, and you’re good to go!

You can buy The General insurance in 46 states and Washington, D.C. How much you’ll pay for car insurance slightly depends on the state you live in. We provide policies for drivers in both fault and no-fault states. In fault states, or tort states, those injured in an accident caused by a driver can sue for damages from the at-fault party. In a no-fault state, each driver’s insurance company pays for their medical bills and lost wages after an accident, unless the injuries are significant.

Generally, if you live in a city, expect to pay more in premiums than if you lived in a rural area. Places with higher amounts of traffic have more collisions.

There are also different state requirements when it comes to minimum amounts of car insurance you are required to carry. Most people should buy more than the minimum amount if they can afford it. Additional insurance protects your personal assets in case of a serious crash.

The General offers a full range of coverage options. Every driver must buy the minimum amount of liability coverage required by their state. Liability insurance pays for damage you caused by the at-fault driver to people and vehicles. It does not pay for your medical expenses, lost wages, or car repairs.

If your car is leased or you still owe payments on it, the lessor or lender is going to require you to carry collision and comprehensive car insurance. Even if you own your car, you might still want this coverage if you can’t afford to replace it after a crash.

Comprehensive coverage pays for damage caused by anything other than a collision. This might include theft, vandalism, hail or a tree falling on the car.

Yes, The General auto insurance offers full coverage for drivers. Full coverage means the driver wants more than just liability coverage. Full coverage includes not only comprehensive and collision insurance, but uninsured or underinsured motorist insurance.

While most states don’t require you to buy uninsured or underinsured motorist coverage, it’s a good idea. Auto insurance agents must offer you this option in most states. There are too many uninsured or underinsured drivers on the roads, and getting into an accident with one can really hurt you financially without this type of coverage.

How much coverage you’ll need depends on your personal situation. If you have assets, such as a house or investments, you want to make sure you have enough insurance in case of a serious crash. Otherwise, you could lose these assets in a lawsuit. If you don’t have much in the way of assets, you won’t need as much insurance, but you must carry the minimum amount of insurance required to legally operate a vehicle in your state.

Want to talk?
Let’s do it.

Icon - Want us to call you? Icon of a phone and a clock - Want The General Insurance to call you?

Want us to call you?

Schedule a Call Icon - Feel free to give us a call Icon of a landline phone handset - Free free to call us at The General Insurance.

Feel free to call us.

Icon - Chat with us now. Icon of chat bubbles with question marks - Chat with The General Auto Insurance now. Photo of a smiling woman - chat with The General Insurance team now.

Chat with us now.

Icon - Security Pledge Icon of a shield and locked padlock - The General Insurance security pledge.

Security Pledge

We care about the security of your data and use encryption technology to keep it safe.