{"id":2689,"date":"2022-03-31T19:22:29","date_gmt":"2022-04-01T00:22:29","guid":{"rendered":"https:\/\/going-places.thegeneral.com\/do-you-need-motorcycle-insurance\/"},"modified":"2025-10-09T10:19:25","modified_gmt":"2025-10-09T15:19:25","slug":"do-you-need-motorcycle-insurance","status":"publish","type":"post","link":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/","title":{"rendered":"Do You Need Motorcycle Insurance?"},"content":{"rendered":"\n<p>If you own a motorcycle, you\u2019re going to need high-quality insurance to protect yourself and others. Insurance is in place to protect you against loss if you get into an <a href=\"https:\/\/www.thegeneral.com\/going-places\/blog\/car-and-driving-basics\/what-to-do-when-you-get-into-a-car-accident\/\">accident<\/a> with another motorcycle or car. Like car insurance, there are different types of motorcycle insurance for different types of drivers as well as different types of motorcycles, so you can choose the policy that\u2019s best suited to your needs. We\u2019re here to break down everything you need to know about motorcycle insurance and why you need it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-takeaways\">Key Takeaways<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Most states require motorcycle insurance to legally operate motorcycles, mopeds, and scooters on public roads\u2014so it\u2019s important to check your local requirements.<\/li>\n\n\n\n<li>Coverage isn\u2019t one-size-fits-all. Whether you ride a standard motorcycle, moped, scooter, or dirt bike, the type of insurance you need depends on your ride and how it\u2019s registered.<\/li>\n<\/ul>\n\n\n\n<p>Motorcycle insurance protects more than your bike. With options like liability, comprehensive, uninsured motorist, and custom parts coverage, you can get protection for your finances, medical costs, and gear\u2014on or off the road.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-motorcycle-insurance-requirements\">Motorcycle Insurance Requirements<\/h2>\n\n\n\n<p>49 out of 50 states require some form of insurance for motorcycle drivers. Drivers need to show <a href=\"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/proof-of-insurance\/\">proof of insurance<\/a> before they can register their motorcycle and receive a license plate. Insurance requirements vary by state, and each state requires a minimum amount of property damage and bodily&nbsp;<a href=\"https:\/\/www.thegeneral.com\/blog\/what-is-liability-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">liability insurance<\/a>. Most states require at least $25,000 in bodily injury protection, $50,000 per accident, and $10,000 in property damage coverage\u2014expressed as 25\/50\/10.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-more-reasons-you-need-motorcycle-insurance\">More Reasons You Need Motorcycle Insurance<\/h2>\n\n\n\n<p>Motorcycle insurance isn\u2019t just a legal requirement in most states\u2014it\u2019s a smart way to protect yourself, your bike, and others on the road. Here\u2019s why having coverage matters:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>It\u2019s required by law<\/strong> in most states to ride legally on public roads.<\/li>\n\n\n\n<li><strong>Covers medical costs<\/strong> if you or others are injured in an accident.<\/li>\n\n\n\n<li><strong>Pays for damage<\/strong> to your motorcycle after a crash or covered event.<\/li>\n\n\n\n<li><strong>Protects against theft, vandalism, and natural disasters<\/strong> with <a href=\"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/what-is-comprehensive-car-insurance\/\">comprehensive coverage<\/a>.<\/li>\n\n\n\n<li><strong>Shields you financially<\/strong> if you\u2019re hit by an <a href=\"https:\/\/www.thegeneral.com\/blog\/uninsured-motorist-insurance\/\">uninsured or underinsured driver<\/a>.<\/li>\n\n\n\n<li><strong>Helps replace your bike<\/strong> if it\u2019s totaled and you still owe money on a loan (with <a href=\"https:\/\/www.thegeneral.com\/blog\/what-is-gap-insurance-is-it-worth-it\/\">gap coverage<\/a>).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-motorcycle-insurance-coverage-options\">Motorcycle Insurance Coverage Options<\/h2>\n\n\n\n<p>While almost every state requires a minimum amount of liability coverage, additional forms of insurance are available if you want to extend your coverage. Here are your motorcycle coverage options:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-liability-insurance\"><strong>Liability Insurance<\/strong><\/h3>\n\n\n\n<p>Liability insurance covers bodily injury and property damage that affects others if you\u2019re in an accident. It won\u2019t cover any damage to yourself or your motorcycle. Guest passenger liability is an optional form of coverage in some states, which covers your passenger if you\u2019re both involved in an accident.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-motorcycle-collision-insurance\"><strong>Motorcycle Collision Insurance<\/strong><\/h3>\n\n\n\n<p>Motorcycle&nbsp;<a href=\"https:\/\/www.thegeneral.com\/blog\/what-is-collision-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">collision insurance<\/a>&nbsp;covers damage to your vehicle if you\u2019re in an accident. Apart from your deductible, your insurance company usually reimburses you for the damage based on current market prices.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-comprehensive-coverage\"><strong>Comprehensive Coverage<\/strong><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.thegeneral.com\/blog\/what-is-comprehensive-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Comprehensive coverage<\/a>&nbsp;covers any damage to your vehicle that isn\u2019t the result of an accident, including fire, theft, vandalism, etc. Like collision coverage, your insurer will pay for any repairs based on the current value of your motorcycle, minus your <a href=\"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/making-sense-of-your-car-insurance-deductible\/\">deductible<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-custom-motorcycle-parts-coverage\"><strong>Custom Motorcycle Parts Coverage<\/strong><\/h3>\n\n\n\n<p>Should you get into an accident, most motorcycle insurance companies will only cover the cost of damage to your motorcycle\u2019s standard parts. Additional coverage for your custom motorcycle parts covers accessories, such as chrome parts, a custom paint job, trailers, and sidecars, if they\u2019re damaged in an accident.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-uninsured-underinsured-motorist-protection-um-uim\"><strong>Uninsured\/Underinsured Motorist Protection (UM\/UIM)<\/strong><\/h3>\n\n\n\n<p>If you\u2019re in an accident with an&nbsp;<a href=\"https:\/\/www.thegeneral.com\/blog\/uninsured-motorist-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">underinsured or uninsured driver<\/a>, UIM covers any damage the other driver\u2019s insurance would typically cover. This usually includes medical bills, lost wages, and property damage when applicable.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gap-coverage\"><strong>Gap Coverage<\/strong><\/h3>\n\n\n\n<p>Regular comprehensive and collision coverage only reimburses you based on the current book price of your motorcycle. Like cars, motorcycles depreciate in value after you drive them off the lot, so the amount of money you\u2019re reimbursed for might not cover the original cost of your bike.&nbsp;<a href=\"https:\/\/www.thegeneral.com\/blog\/what-is-gap-insurance-is-it-worth-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">Gap coverage<\/a>&nbsp;helps prevent this by paying for the gap between what you owe on the motorcycle and its current worth.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-motorcycle-insurance-types-overview\"><strong>Motorcycle Insurance Types Overview<\/strong><\/h3>\n\n\n\n<p>Choose from these motorcycle insurance coverage options to ride protected:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Coverage Type<\/strong><\/td><td><strong>What It Covers<\/strong><\/td><td><strong>Why It Matters<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Liability Insurance<\/strong><\/td><td>Covers bodily injury and property damage you cause to others; optional guest passenger liability available.<\/td><td>Mandatory in most states; protects you from paying others&#8217; expenses out of pocket.<\/td><\/tr><tr><td><strong>Collision Insurance<\/strong><\/td><td>Pays for repairs or replacement of your motorcycle after an accident, minus deductible.<\/td><td>Ensures your bike is covered even if you\u2019re at fault.<\/td><\/tr><tr><td><strong>Comprehensive Coverage<\/strong><\/td><td>Covers non-collision damage like fire, theft, vandalism, or natural disasters, minus deductible.<\/td><td>Protects against unexpected, non-accident risks.<\/td><\/tr><tr><td><strong>Custom Motorcycle Parts Coverage<\/strong><\/td><td>Covers custom accessories (e.g., chrome, paint, trailers, sidecars) not included in standard policies.<\/td><td>Valuable for riders with aftermarket modifications.<\/td><\/tr><tr><td><strong>Uninsured\/Underinsured Motorist (UM\/UIM)<\/strong><\/td><td>Covers your injuries, lost wages, and bike damage if the other driver lacks sufficient insurance.<\/td><td>Shields you when the other party can\u2019t fully cover damages.<\/td><\/tr><tr><td><strong>Gap Coverage<\/strong><\/td><td>Pays the difference between your bike\u2019s current value and the amount you still owe if it&#8217;s totaled.<\/td><td>Essential if your bike is financed, preventing you from paying out of pocket.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-vehicles-does-motorcycle-insurance-cover\">What Vehicles Does Motorcycle Insurance Cover?<\/h2>\n\n\n\n<p>From two wheels to six, gas to electric, The General\u00ae offers motorcycle insurance coverage for a wide range of vehicle types. Depending on your state and how your vehicle is registered, you may be able to get coverage for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Standard Motorcycles<\/strong> \u2013 Traditional two-wheeled bikes for everyday riding and weekend cruising.<\/li>\n\n\n\n<li><strong>Mopeds and Scooters<\/strong> \u2013 Smaller, lower-speed vehicles that are perfect for quick commutes and urban travel. In many states, you\u2019re required to have insurance for a moped or scooter\u2014especially if it exceeds a certain engine size.<\/li>\n\n\n\n<li><strong>Trikes<\/strong> \u2013 Three-wheeled motorcycles often converted from standard bikes. A great option for added stability and comfort.<\/li>\n\n\n\n<li><strong>Reverse Trikes<\/strong> \u2013 These three-wheelers feature two front wheels and one in the back, offering unique handling and a secure ride.<\/li>\n\n\n\n<li><strong>Autocycles<\/strong> \u2013 Three-wheeled vehicles that look and feel like a motorcycle but come with car-style features like seatbelts and steering wheels. They offer an open-air experience and may qualify for motorcycle insurance coverage in your state.<\/li>\n\n\n\n<li><strong>Electric Motorcycles<\/strong> \u2013 Eco-friendly, battery-powered motorcycles that ride like gas-powered models and may be eligible for the same types of coverage.<\/li>\n\n\n\n<li><strong>Limited Production Motorcycles<\/strong> \u2013 Custom-built or rare bikes. Liability insurance may be available, though these typically don\u2019t qualify for comprehensive or collision coverage.<\/li>\n\n\n\n<li><strong>Dirt Bikes<\/strong> \u2013 Also known as trail bikes, these are built for off-road use. Insurance coverage depends on whether they\u2019ve been modified for street use and are legally registered.<\/li>\n\n\n\n<li><strong>ATVs (All-Terrain Vehicles)<\/strong> \u2013 Four- or six-wheeled off-road vehicles with straddle seating and handlebars.<\/li>\n\n\n\n<li><strong>UTVs (Utility Task Vehicles)<\/strong> \u2013 Side-by-side off-road vehicles with bucket or bench seats, a steering wheel, and a roll cage.<\/li>\n\n\n\n<li><strong>Snowmobiles<\/strong> \u2013 Built for snowy terrain, these vehicles feature skis and a track system. Many riders choose seasonal insurance coverage.<\/li>\n<\/ul>\n\n\n\n<p>Not sure if your moped, scooter, or specialty vehicle qualifies? Get a <a href=\"https:\/\/www.thegeneral.com\/shop-insurance\/motorcycle-insurance\/#get-a-quote\">free quote<\/a> today or contact The General to learn what\u2019s covered in your state.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-stay-protected-on-the-open-road-with-great-motorcycle-insurance-from-the-general\">Stay Protected on the Open Road with Great Motorcycle Insurance from The General<\/h2>\n\n\n\n<p>If you own a motorcycle, or you\u2019re thinking about buying one, you want your bike to be protected with the best comprehensive motorcycle insurance out there. It\u2019s important to do your research as coverage needs can vary by bike, and some insurers only cover certain types of motorcycles.<\/p>\n\n\n\n<p>The General is a top-rated insurance company with over 60 years\u2019 experience of satisfying customers. Learn more about our <a href=\"https:\/\/www.thegeneral.com\/shop-insurance\/motorcycle-insurance\/\">motorcycle insurance coverage<\/a> so you can protect your ride today and long into the future.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><a href=\"https:\/\/www.thegeneral.com\/shop-insurance\/motorcycle-insurance\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"265\" src=\"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2025\/04\/94-66-Motorcycle-blog-quote-CTA-banner-1024x265.jpg\" alt=\"Get a free, customized motorcycle quote today!\" class=\"wp-image-7333\" srcset=\"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2025\/04\/94-66-Motorcycle-blog-quote-CTA-banner-1024x265.jpg 1024w, https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2025\/04\/94-66-Motorcycle-blog-quote-CTA-banner-300x78.jpg 300w, https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2025\/04\/94-66-Motorcycle-blog-quote-CTA-banner-768x199.jpg 768w, https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2025\/04\/94-66-Motorcycle-blog-quote-CTA-banner-1536x398.jpg 1536w, https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2025\/04\/94-66-Motorcycle-blog-quote-CTA-banner.jpg 1802w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-do-you-need-insurance-for-a-moped-or-scooter\"><strong>Do you need insurance for a moped or scooter?<\/strong><\/h3>\n\n\n\n<p>Yes, you typically need insurance for a scooter or moped\u2014especially if it exceeds 50cc or meets your state\u2019s definition of a motor vehicle. Most states require at least liability coverage to legally ride on public roads. Be sure to check your state\u2019s requirements to avoid fines and stay protected.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-do-you-need-motorcycle-insurance-to-ride-legally\"><strong>Do you need motorcycle insurance to ride legally?<\/strong><\/h3>\n\n\n\n<p>Yes. 49 states require you to have motorcycle insurance to ride on public roads. At the very least, you\u2019ll need liability insurance to cover damage or injuries you may cause in an accident. Proof of insurance is also required before you can register your bike.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-is-motorcycle-insurance-required-for-all-riders\"><strong>Is motorcycle insurance required for all riders?<\/strong><\/h3>\n\n\n\n<p>In nearly every state, motorcycle insurance is required for all riders operating a motorcycle on public streets. Minimum coverage requirements vary, but most include bodily injury and property damage liability. Whether you&#8217;re a new rider or have years of experience, carrying insurance is essential for legal and financial protection.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-do-i-need-motorcycle-insurance-if-i-only-ride-occasionally\"><strong>Do I need motorcycle insurance if I only ride occasionally?<\/strong><\/h3>\n\n\n\n<p>Yes, even if you only ride your motorcycle occasionally, you still need motorcycle insurance to stay legal and protected. Most states require liability coverage no matter how often you ride, and having year-round insurance ensures you\u2019re covered anytime you hit the road\u2014even for a quick weekend cruise.<\/p>\n\n\n\n<p><a id=\"_msocom_1\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wondering if you need insurance for a motorcycle, moped, scooter, dirt bike, etc? The General\u00ae explains what motorcycle coverage you need and why.<\/p>\n","protected":false},"author":7,"featured_media":7326,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-2689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Do You Need Motorcycle Insurance? | The General<\/title>\n<meta name=\"description\" content=\"Wondering if you need insurance for a motorcycle, moped, scooter, dirt bike, etc? The General\u00ae explains what motorcycle coverage you need and why.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do You Need Motorcycle Insurance?\" \/>\n<meta property=\"og:description\" content=\"Wondering if you need insurance for a motorcycle, moped, scooter, dirt bike, etc? The General\u00ae explains what motorcycle coverage you need and why.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Going Places\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/TheGeneralAuto\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-01T00:22:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-09T15:19:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2022\/03\/Motorcycle-Insurance_Featured-Image.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"The General Insurance Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"The General Insurance Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/\"},\"author\":{\"name\":\"The General Insurance Team\",\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/#\\\/schema\\\/person\\\/ee18b484a79eeadcbe365de7b5c65ec1\"},\"headline\":\"Do You Need Motorcycle Insurance?\",\"datePublished\":\"2022-04-01T00:22:29+00:00\",\"dateModified\":\"2025-10-09T15:19:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/\"},\"wordCount\":1543,\"publisher\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/Motorcycle-Insurance_Featured-Image.png\",\"articleSection\":[\"Car Insurance 101\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/\",\"url\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/\",\"name\":\"Do You Need Motorcycle Insurance? | The General\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/Motorcycle-Insurance_Featured-Image.png\",\"datePublished\":\"2022-04-01T00:22:29+00:00\",\"dateModified\":\"2025-10-09T15:19:25+00:00\",\"description\":\"Wondering if you need insurance for a motorcycle, moped, scooter, dirt bike, etc? The General\u00ae explains what motorcycle coverage you need and why.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/Motorcycle-Insurance_Featured-Image.png\",\"contentUrl\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/wp-content\\\/uploads\\\/2022\\\/03\\\/Motorcycle-Insurance_Featured-Image.png\",\"width\":1200,\"height\":675},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/do-you-need-motorcycle-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Car Insurance 101\",\"item\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/blog\\\/car-insurance\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Do You Need Motorcycle Insurance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/#website\",\"url\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/\",\"name\":\"Going Places\",\"description\":\"News &amp; Articles from The General\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/#organization\",\"name\":\"The General Insurance\",\"url\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/TG_logo_black_RGB.png\",\"contentUrl\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/TG_logo_black_RGB.png\",\"width\":1149,\"height\":283,\"caption\":\"The General Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/TheGeneralAuto\\\/\",\"https:\\\/\\\/www.tiktok.com\\\/@thegeneralauto\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/the-general\",\"https:\\\/\\\/www.instagram.com\\\/thegeneralauto\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.thegeneral.com\\\/going-places\\\/#\\\/schema\\\/person\\\/ee18b484a79eeadcbe365de7b5c65ec1\",\"name\":\"The General Insurance Team\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Do You Need Motorcycle Insurance? | The General","description":"Wondering if you need insurance for a motorcycle, moped, scooter, dirt bike, etc? The General\u00ae explains what motorcycle coverage you need and why.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Do You Need Motorcycle Insurance?","og_description":"Wondering if you need insurance for a motorcycle, moped, scooter, dirt bike, etc? The General\u00ae explains what motorcycle coverage you need and why.","og_url":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/","og_site_name":"Going Places","article_publisher":"https:\/\/www.facebook.com\/TheGeneralAuto\/","article_published_time":"2022-04-01T00:22:29+00:00","article_modified_time":"2025-10-09T15:19:25+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2022\/03\/Motorcycle-Insurance_Featured-Image.png","type":"image\/png"}],"author":"The General Insurance Team","twitter_card":"summary_large_image","twitter_misc":{"Written by":"The General Insurance Team","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/#article","isPartOf":{"@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/"},"author":{"name":"The General Insurance Team","@id":"https:\/\/www.thegeneral.com\/going-places\/#\/schema\/person\/ee18b484a79eeadcbe365de7b5c65ec1"},"headline":"Do You Need Motorcycle Insurance?","datePublished":"2022-04-01T00:22:29+00:00","dateModified":"2025-10-09T15:19:25+00:00","mainEntityOfPage":{"@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/"},"wordCount":1543,"publisher":{"@id":"https:\/\/www.thegeneral.com\/going-places\/#organization"},"image":{"@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2022\/03\/Motorcycle-Insurance_Featured-Image.png","articleSection":["Car Insurance 101"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/","url":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/","name":"Do You Need Motorcycle Insurance? | The General","isPartOf":{"@id":"https:\/\/www.thegeneral.com\/going-places\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/#primaryimage"},"image":{"@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2022\/03\/Motorcycle-Insurance_Featured-Image.png","datePublished":"2022-04-01T00:22:29+00:00","dateModified":"2025-10-09T15:19:25+00:00","description":"Wondering if you need insurance for a motorcycle, moped, scooter, dirt bike, etc? The General\u00ae explains what motorcycle coverage you need and why.","breadcrumb":{"@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/#primaryimage","url":"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2022\/03\/Motorcycle-Insurance_Featured-Image.png","contentUrl":"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2022\/03\/Motorcycle-Insurance_Featured-Image.png","width":1200,"height":675},{"@type":"BreadcrumbList","@id":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/do-you-need-motorcycle-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.thegeneral.com\/going-places\/"},{"@type":"ListItem","position":2,"name":"Car Insurance 101","item":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-insurance\/"},{"@type":"ListItem","position":3,"name":"Do You Need Motorcycle Insurance?"}]},{"@type":"WebSite","@id":"https:\/\/www.thegeneral.com\/going-places\/#website","url":"https:\/\/www.thegeneral.com\/going-places\/","name":"Going Places","description":"News &amp; Articles from The General","publisher":{"@id":"https:\/\/www.thegeneral.com\/going-places\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.thegeneral.com\/going-places\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.thegeneral.com\/going-places\/#organization","name":"The General Insurance","url":"https:\/\/www.thegeneral.com\/going-places\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.thegeneral.com\/going-places\/#\/schema\/logo\/image\/","url":"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2024\/10\/TG_logo_black_RGB.png","contentUrl":"https:\/\/www.thegeneral.com\/going-places\/wp-content\/uploads\/2024\/10\/TG_logo_black_RGB.png","width":1149,"height":283,"caption":"The General Insurance"},"image":{"@id":"https:\/\/www.thegeneral.com\/going-places\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/TheGeneralAuto\/","https:\/\/www.tiktok.com\/@thegeneralauto","https:\/\/www.linkedin.com\/company\/the-general","https:\/\/www.instagram.com\/thegeneralauto"]},{"@type":"Person","@id":"https:\/\/www.thegeneral.com\/going-places\/#\/schema\/person\/ee18b484a79eeadcbe365de7b5c65ec1","name":"The General Insurance Team"}]}},"_links":{"self":[{"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/posts\/2689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/comments?post=2689"}],"version-history":[{"count":6,"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/posts\/2689\/revisions"}],"predecessor-version":[{"id":7343,"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/posts\/2689\/revisions\/7343"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/media\/7326"}],"wp:attachment":[{"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/media?parent=2689"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/categories?post=2689"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thegeneral.com\/going-places\/wp-json\/wp\/v2\/tags?post=2689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}