{"id":2657,"date":"2022-03-03T20:25:11","date_gmt":"2022-03-04T02:25:11","guid":{"rendered":"https:\/\/going-places.thegeneral.com\/what-to-do-when-you-get-into-a-car-accident\/"},"modified":"2025-09-05T16:06:35","modified_gmt":"2025-09-05T21:06:35","slug":"what-to-do-when-you-get-into-a-car-accident","status":"publish","type":"post","link":"https:\/\/www.thegeneral.com\/going-places\/blog\/car-and-driving-basics\/what-to-do-when-you-get-into-a-car-accident\/","title":{"rendered":"What to Do When You Get Into a Car Accident"},"content":{"rendered":"\n<p>If you\u2019re in an accident, even if it\u2019s only a minor fender bender, you might find it hard to think straight in the moment. Reading up on what you should do after an accident ahead of time can help keep you and your passengers safe when it counts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-prepare-for-an-accident\">How to Prepare for an Accident<\/h2>\n\n\n\n<p>While no one can anticipate if or when they\u2019ll get into an <a class=\"Hyperlink BCX0 SCXW152842901\" href=\"https:\/\/www.thegeneral.com\/blog\/how-much-does-insurance-go-up-after-an-accident\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined BCX0 SCXW152842901\" lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun BCX0 SCXW152842901\" data-ccp-charstyle=\"Hyperlink\">accident<\/span><\/span><\/a><span class=\"TextRun BCX0 SCXW152842901\" lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun BCX0 SCXW152842901\">,<\/span><\/span>&nbsp;there are some things you can do ahead of time to help you stay safe at the scene.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Have the necessary documents in your car. This includes registration, proof of insurance, your leasing agent&#8217;s name, and any relevant medical information for you, your family, or frequent passengers.<\/li>\n\n\n\n<li>Keep safety equipment in your car. In the event of an accident, it helps to keep supplies such as flares, cones, and emergency signs in your vehicle. It doesn\u2019t hurt to have a pen and a pad of paper in your console in case your phone dies at the scene.<\/li>\n\n\n\n<li>Make sure you\u2019re covered. Having the right <a class=\"Hyperlink BCX0 SCXW32579743\" href=\"https:\/\/www.thegeneral.com\/blog\/what-is-comprehensive-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined BCX0 SCXW32579743\" lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun BCX0 SCXW32579743\" data-ccp-charstyle=\"Hyperlink\">amount of insurance<\/span><\/span><\/a> won\u2019t prevent an accident from taking place, but it can safeguard you against financial loss.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-to-do-immediately-after-an-accident\">What to Do Immediately After an Accident<\/h2>\n\n\n\n<p>Now that you\u2019ve equipped your car with the necessary supplies and paperwork, here are the steps you should take right after the collision. Your first priority should be staying safe, and then thinking about documenting the scene and gathering information for your insurer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-pull-over\">Pull Over<\/h3>\n\n\n\n<p>Never leave the scene of an accident, even if it\u2019s minor. Pull over to the side of the road if it\u2019s safe to do so. If you know that the accident was triggered by road rage, exercise caution when interacting with the other driver. Pull over into a safe place if you\u2019re concerned about carjacking. If you can\u2019t pull over, keep your hazard lights on until it is safe to do so. Once you have pulled over, set up flares or reflective emergency triangles to alert other drivers to your presence. Don\u2019t move your vehicle if the crash is severe and be wary of traffic while exiting your car.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-check-for-injuries\">Check for Injuries<\/h3>\n\n\n\n<p>Make sure you and your passengers are physically okay. Call for medical assistance if necessary and tend to any injuries before doing anything else.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-contact-the-authorities\">Contact the Authorities<\/h3>\n\n\n\n<p>If you\u2019re involved in a serious accident, it\u2019s important to let the police know so they can contact emergency services. Take down the information of the officers on the scene and ask for a copy of the accident report for your records. Depending on where you live, the police might not respond to minor accidents. If no one comes to the scene, you can request a copy of the accident report through the police or insurance office.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-start-collecting-information\">Start Collecting Information<\/h3>\n\n\n\n<p>Once you\u2019ve checked on your passengers, start documenting the scene of the accident and gathering information from the other drivers. You can record the information with a pen and paper or with your smartphone. Collect names and contact information for every driver and witness at the scene. Ask to see the other driver&#8217;s license and insurance ID cards. In case they don\u2019t report the accident, ask for their insurance company\u2019s phone number. Gather all vehicle information from the other car or cars involved in the accident, including make, model, color, license plate number, and vehicle identification number.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-document-the-scene-and-the-damage\">Document the Scene and the Damage<\/h3>\n\n\n\n<p>If possible, document the scene and your car with your smartphone\u2019s camera, video, or voice memo feature. Try to get footage of any skid marks or damage, and record the date, time, weather, visibility, and location of the accident. Make note of the street names and the position of the cars relative to the road, or the direction they were heading in before the accident.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-file-a-report\">File a Report<\/h3>\n\n\n\n<p>If the police don\u2019t come to the scene, you should still file a report for insurance reasons. Head to your local police station or visit their website to file an incident report.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-start-the-claims-process\">Start the Claims Process<\/h3>\n\n\n\n<p>Let your insurer know if you\u2019ve been involved in an accident as soon as you can. Some insurers have a mobile app or a website where you can file a claim without calling them directly. Even if you\u2019re only involved in a minor accident, it\u2019s important to let your insurer know so you can learn what\u2019s covered under your policy. Check to see if there are any claim deadlines and fill out all paperwork as thoroughly as possible.<\/p>\n\n\n\n<p>If you\u2019ve been involved in an accident, you might see your insurance premiums increase substantially. Here at The General, we believe that everyone, including <a class=\"Hyperlink BCX0 SCXW219722149\" href=\"https:\/\/www.thegeneral.com\/blog\/what-is-high-risk-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined BCX0 SCXW219722149\" lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun BCX0 SCXW219722149\" data-ccp-charstyle=\"Hyperlink\">high-risk drivers<\/span><\/span><\/a><span class=\"TextRun BCX0 SCXW219722149\" lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun BCX0 SCXW219722149\">,<\/span><\/span>&nbsp;deserves reliable insurance at an affordable price. If you\u2019re looking to change carriers, visit our quotes page to get quoted in under two minutes or less. You can learn more about safe driving and insurance by visiting <a class=\"Hyperlink BCX0 SCXW219722149\" href=\"https:\/\/www.thegeneral.com\/blog\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined BCX0 SCXW219722149\" lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun BCX0 SCXW219722149\" data-ccp-charstyle=\"Hyperlink\">ou<\/span><span class=\"NormalTextRun BCX0 SCXW219722149\" data-ccp-charstyle=\"Hyperlink\">r<\/span><span class=\"NormalTextRun BCX0 SCXW219722149\" data-ccp-charstyle=\"Hyperlink\"> blog<\/span><\/span><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learn what to do when you get into a car accident with The General. We discuss what you should do immediately after starting the claims process.<\/p>\n","protected":false},"author":7,"featured_media":2658,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[55,35],"tags":[],"class_list":["post-2657","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-and-driving-basics","category-safe-driving-tips"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What to Do When You Get Into a Car Accident| The General<\/title>\n<meta name=\"description\" content=\"Learn what to do when you get into a car accident with The General. 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