Cincinnati Automobile Insurance

Get a Free Auto Insurance Quote in 2 Minutes or Less.

When shopping for Cincinnati automobile insurance, it is important to know the different types of coverage. The three main elements of coverage are collision, liability and comprehensive and they each account for a different part of the premium. At thegeneral.com, we want you to be informed when selecting Cincinnati automobile insurance. And part of that knowing is realizing exactly the amount of these elements you need for your particular situation.

Both the collision and comprehensive sections of your Cincinnati automobile insurance policy, which together account for approximately 40 percent or more of your premium, involve a deductible amount that you must pay before the insurance kicks in on each claim. Policies might also include medical payments coverage for you and your passengers and uninsured motorist protection if your vehicle is hit by an uninsured driver.

Liability Cincinnati automobile insurance coverage protects you if you are at fault for an accident. Yu could be liable not only for damages to the other car but for medical expenses, lost wages, and pain and suffering for anyone injured.

Collision Cincinnati automobile insurance coverage pays for repairs to your vehicle or for the replacement of its market value if it's totaled when you collide with another car or hit something regardless of who is at fault.

Comprehensive Cincinnati automobile insurance coverage pays for repairs or the replacement of your car if it is stolen or damaged in a fire, flood or high winds.

Log on to thegeneral.com today to obtain a free no hassle quote to determine the best Cincinnati automobile insurance options for your situation.

Return to Ohio Auto Insurance Guide