Tennessee Auto Insurance Information

The General® is pleased to provide auto insurance in Tennessee.  We offer low cost auto insurance options online even if you have a less than perfect driving record, have never been insured before, have let your policy lapse, or have had your coverage suspended or revoked.

We’ve provided some information below that we hope will be helpful in answering some of the more common questions we’ve received from our customers.

Mandatory Minimum Level of Coverage

Tennessee is considered a tort state, which means that as a resident, you are financially responsible for the damage and injury you cause in an auto accident.  To drive a car in Tennessee, you’re required to show proof of your financial responsibility.  The statutory minimum limits of liability insurance in Tennessee are:

Bodily Injury

- $25,000 for the death or injury of any one person, any one accident
- $50,000 for all persons in any one accident

Property Damage

- $15,000 for any one accident

Frequently Asked Questions Regarding Tennessee Auto Insurance

Why is my Insurance I.D. Card Important?

Tennessee Law requires you to show your insurance I.D. card to any police officer who stops you for a traffic violation or safety check.  You should also take your card to court if you’re cited for a traffic ticket or have been in an accident.

What if you’re currently driving without coverage?

The General® offers instant proof of insurance when you buy auto insurance online at our website.