Arizona Auto Insurance Information

The General® is pleased to provide auto insurance in Arizona.  We offer low cost auto insurance online even if you have a less than perfect driving record, have never been insured before, have let your policy lapse, or have had your auto insurance coverage suspended or revoked.

We’ve provided some information below that we hope will be helpful in answering some of the more common questions we’ve received from our customers.

Mandatory Minimum Level of Coverage

Car insurance coverage in Arizona must provide a minimum of $15,000 for injury liability for one person in an accident, $30,000 for all injuries in an accident, and $10,000 for property damage in an accident.

Coverage Explanation:

Bodily Injury

- $15,000 for the death or injury of any one person, any one accident
- $30,000 for all persons in any one accident

Property Damage

- $10,000 for any one accident

Frequently Asked Questions Regarding Arizona Auto Insurance

What Happens If I Don’t Carry Auto Insurance?

Law enforcement officers will ask you for proof of insurance at the time of traffic stops or accidents.  Insurance companies notify Motor Vehicle Division (MVD) of all policy cancellations, non- renewals, and new policies.  If your insurance company sends MVD a notice that your policy is no longer active, we will send you an inquiry notice to verify insurance status.  Failure to maintain proper insurance could lead to the suspension of your registration and/ or driver’s license.  The General® can provide instant proof of insurance for Arizona drivers.

Will My Out Of State Insurance Be Acceptable For Arizona?

No.  All vehicles registered in Arizona must be insured by a company licensed to do business in Arizona.  Arizona residents who are out of state (including military personnel), however, may submit a De-Insured Certificate on a vehicle, on a short term basis.

How Long Do I Have To Get Insurance After I Register My Car?

Insurance is required immediately, before driving the vehicle.

How Do I Prove I Have Insurance?

Your insurance company will send you a proof of insurance card listing the covered automobiles and drivers and showing the policy number and expiration date.  Your policy or a temporary binder is also acceptable evidence of insurance.

What if you’re currently driving without coverage?

The General® offers instant proof of insurance when you buy auto insurance online at our website.