Alabama Auto Insurance Information

The General® auto insurance is available in Alabama!  Get a quote online or over the phone today and find get a great low rate on car insurance even if you have accidents or violations on your driving record, never been insured before, let your policy lapse, or had your license suspended or revoked.

We’ve put together some information below with answers to some of the more common questions we’ve received from our customers.

Mandatory Minimum Level of Coverage

The state of Alabama, like most states in the US, has put up minimum auto insurance coverage requirements to make sure its residents are secured enough in case of an accident. Alabama determined the minimum car insurance requirements as:

Bodily Injury Liability

- $25,000 for the death or injury of any one person, any one accident
- $50,000 for all persons in any one accident

Property Damage

- $25,000 for any one accident

This basic coverage is often referred to as 25/50/25 coverage.

Frequently Asked Questions Regarding Alabama Auto Insurance

What is considered proof of liability insurance coverage?

The best proof of liability insurance is the insurance card issued by the insurance company. The insurance cards contain the vehicle year model, vehicle make, vehicle identification number, name of the insured, the name of the insurance company, the insurance company NAIC number, the policy number, and the effective and expiration dates of the policy. Motorists must be sure that the insurance card carried within the vehicle is current.
Other acceptable documents to prove insurance include:

  • A temporary insurance card issued by the insurer.
  • A premium receipt or insurance binder issued by the motorist’s insurance agent.
  • The current declarations page of a liability insurance policy.
  • The actual liability insurance policy issued for the vehicle.

What is SR-22 Insurance?

SR-22 insurance is high risk insurance policy it can be used by a driver to prove to the state of Alabama that they have adequate insurance coverage.

What if you’re currently driving without coverage?

The General® offers instant proof of insurance when you buy auto insurance online at our website.